Here comes the bride … and her insurance policy
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June brings us not only the start of summer but the start of wedding season as well. As our social calendars become filled with weddings on what seems like every weekend and brides – and grooms – across the country scramble to get the final fittings and alterations, decorations and guest lists set, many altar-bound couples may be adding an insurance policy to their Big Day To Do Lists.
The typical Canadian wedding now costs about $25,000. With so many potential pitfalls and variables involved, Weddinguard, a Calgary-based insurance provider, is offering some protection for couples as they embark into marriage.
The Weddinguard website (www.weddinguard.com) asks already nervous couples some poignant questions: What happens if the bridal or tux stores burn down before your wedding day? What happens if the Groom is unable to fly to the wedding location due to bad weather? What happens if the photographs don't turn out? What happens if my dress is ruined before my big day? What if something happens to the presents? Well, wedding insurance will cover these – and other – risks.
The cost of coverage depends on the company and the policy details and can run anywhere between $100 and $1,000 or more. Some halls and reception facilities are now requiring that couples take out their own event insurance as a way to ensure that any potential liability issues are on the couple and not the location.
It is important to note that Weddinguard, unlike some of their competitors, does not offer coverage for cold feet.