The Financial Services Commission of Ontario is recommending that medical and rehabilitation costs for non-catastrophic injuries be capped at $25,000 down from the current $100,000.

NDP Leader Andrea Horwath says slashing benefits without cutting car insurance premiums is a bad deal for motorists.

Horwath says the insurance industry made a profit of 7.5 per cent last year, and should not be allowed to offset its losses on financial markets on the backs of Ontario drivers.

The Progressive Conservatives failed to get the government to extend the May 15 deadline for public comment on the proposed changes.

Finance Minister Dwight Duncan says he wants to strike the right balance when he follows up on all 39 recommendations for changing car insurance.

Duncan says a decision will be made by June, but he wouldn't speculate on whether the government intends to accept or reject any of the recommendations.

Someone with a catastrophic injury would not be affected by the recommended changes and would remain eligible for up to $1 million for rehab costs.