Travelers Insurance is just one insurer to offer wedding insurance to future brides and grooms, ensuring that any snags they encounter can be covered.

And there often are snags.

According to travelers, 43 percent of the claims it fields stem from problems with caterers, photographers, wedding planners and other vendors. In some cases, vendors fail to show up on the wedding day. In other instances, venues went out of business or experienced some other financial setback.

Travelers says that a growing number of couples are choosing wedding insurance to guard against issues such as lost deposits, host liability coverage, gift breakage, lost or damaged photographs and unavoidable cancellation or postponement due to military leave.

According to the Travelers data, 22 percent of claims were the result of a key family members such as a parent or grandparent not being able to attend at the last minute for reasons like sickness, untimely death, and travel delays; 19 percent resulted from broken or lost items such as dresses or rings; and 15 percent stemmed from weather events such as hurricanes and tropical storms as well as water-damaged property.