XL Insurance has announced new Pollution and Professional Liability policies for the construction industry. These new policies, offered in the US and Canada, provide cradle-to-grave contractor's pollution protection, expanded contractor's professional liability and fixed-site pollution coverage in one policy.

Rich Corbett, head of XL Insurance’s Global Environment unit said that previously, contractor's pollution liability coverage typically offered protection at an insured contractor's jobsite only," He said XL’s new policy covers a contractor's owned location and follows contractors through various phases of the job and wherever the project may take them. The coverage protects contractors from the time they leave their office to the job site and even moves with them as they move construction and demolition debris to a disposal site.

The new professional liability coverage includes Mitigation Expense to correct issues resulting from an act, error or omission in professional services that may arise on a project before the issue results in a third party claim and costly litigation. The Emergency Remediation and Mitigation Expense coverages allow a client to minimize or eliminate third party claims, therefore protecting the insured's reputation and financial health.

XL Insurance's Professional and Pollution Liability policies are underwritten by XL's Indian Harbor Insurance Company and Greenwich Insurance Company in the US and XL Insurance Company Limited in Canada.